USDA Construction Loan Calculator

USDA Construction Loan Calculator

Estimate your monthly payments for a USDA construction-to-permanent loan with our easy-to-use calculator

Loan Details

USD
8%
10 yrs
3.5%
0.75%

Note: This calculator provides estimates only. Actual loan terms may vary based on credit score, location, lender requirements, and other factors.

Payment Results

Principal & Interest
$1,720.65
Annual Fee
$102.08
Upfront Fee
$3,500
Total Loan Amount
$353,500
Total Monthly Payment
$1,822.73

USDA Loan Benefits

Zero Down Payment

100% financing means no down payment required

Below-Market Interest Rates

USDA loans typically offer lower rates than conventional loans

Rural Development Focus

Helps promote growth in eligible rural areas

Flexible Credit Requirements

More accessible for borrowers with limited credit history

© 2023 USDA Construction Loan Calculator | This calculator provides estimates only. For accurate loan details, consult a USDA-approved lender.

USDA loans are available for eligible rural areas. Check USDA eligibility map for property qualification.